Pursuant to your request as to a clarification on the apparent derogatory findings in your review of my credit history, I am submitting this correspondence for your consideration, as well as the lender concerned. Please be advised as follows:
1. The account held in the name of _______________ with (Company), is not mine.
2. I have asked my secretary to forward a copy to you of the paid check issued to (Company), over ____ months ago.
3. I have never maintained a charge account with (Company), nor have I ever resided at the address indicated in their report.
I sincerely hope that this will assist you in producing an up to date report. If you should require further information, please don't hesitate to call my office.
I would be appreciative if you would forward your updated report to the lender. Please feel free to include this correspondence if you so choose.
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